We’re here to help you and your family get the care you need, even if it’s with another provider. Most states now have laws that support Applied Behavioral Analysis services for autism, meaning that insurance companies must cover it. To get coverage for autism services, start by identifying and understanding the type of insurance you have.
For example, a Fully Funded Plan, where premiums are paid by the employer and/or employee, are required by law to follow all state and federal mandates, so if your state has determined that ABA services are covered, your insurance company will pay the cost.
PPOs and HMOs are not required to follow state and federal mandates, so it’s up to the employer to decide whether ABA services are covered. Look at your insurance card, or if you are employed, contact your HR department to determine the type of plan you have.